Social security will usher in 6 new adjustments! The timetable for the introduction of the policy is clear
Recently, the State Council issued the "Opinions on Implementing the Division of Key Work in the Government Work Report", clarifying the responsibilities of division of labor and the time limit for completion. Among them, in terms of social security, there are some major policy adjustments and changes, and the timetable for the introduction of relevant policies is also clear.
Raising pensions, introducing policies at the end of April
The 2021 government work report proposed to raise the basic pension for retirees. Retirees care, when will it rise?
Regarding this work, the Opinions on Division of Labor clarifies that the Ministry of Human Resources and Social Security and the Ministry of Finance will take the lead in issuing relevant policies before the end of April and continue to promote them during the year.
Pensions for retirees continue to rise this year, which will be the 17th consecutive year. From 2018 to 2020, pensions have increased by 5% for three consecutive years. What is the increase in pensions in 2021 will be announced at that time.
The third pillar of endowment insurance will be issued before the end of September.
The 2021 government work report proposes to standardize the development of the third pillar pension insurance. Regarding this work, the Opinions on Division of Labor clearly states that the Ministry of Human Resources and Social Security, the Ministry of Finance and the China Banking and Insurance Regulatory Commission will take the lead in issuing relevant policies before the end of September, which will be continuously promoted during the year.
The third pillar of old-age insurance is the personal pension system. According to the recent statement of the Ministry of Human Resources and Social Security, the general consideration is to establish an individual pension system based on the account system, with voluntary participation of individuals, tax support from the state finance, and market-oriented investment and operation of funds.
Luo Xi, chairman of China PICC Group, pointed out that the third pillar has different functions, and has its distinctive features: First, it provides a channel and a way for high-income individuals to provide for the elderly. The second is to provide an old-age security for emerging industries, new employees and employees in various ways, which is commercial security. The third is to promote the healthy development of the capital market through long-term pension funds.
Promote the pilot project of occupational injury protection and introduce policies before the end of June.
The Opinions on Division of Labor clarifies that the Ministry of Human Resources and Social Security should take the lead in "supporting and standardizing the development of new employment forms and accelerating the pilot project of occupational injury protection", and relevant policies should be issued before the end of June, which will be continuously promoted during the year.
At present, the Internet economy has spawned a large number of new jobs, but the problem of "streaking" outside social security for new business practitioners such as take-away riders has become increasingly prominent. The relationship between the new employment form and the platform is different from the traditional "enterprise+employee" model, which makes it difficult to be included in the scope of the current labor laws and regulations.
The Ministry of Human Resources and Social Security pointed out in reply to the proposal of "increasing the protection of the rights and interests of take-away delivery personnel and safeguarding the legitimate rights and interests of urban guardians" that the occupational injury protection model was initially put forward, and it is planned to steadily promote related work on the basis of listening to the opinions of all parties and building greater consensus.
Release the restrictions on household registration in employment places and introduce policies at the end of September.
The 2021 government work report proposes to promote the liberalization of household registration restrictions for participating in social insurance in places of employment.
Regarding this work, the Opinions on Division of Labor clarifies that the Ministry of Human Resources and Social Security, the National Medical Insurance Bureau and the Ministry of Finance will take the lead in issuing relevant policies before the end of September and continue to promote them during the year.
Nowadays, there are more and more flexible employees, and the number has reached more than 200 million. However, due to household registration restrictions, flexible employees who are employed in different places cannot participate in social security at their places of employment. In the future, with the liberalization of household registration restrictions, individuals with flexible employment can also enjoy the benefits of insurance in their places of employment.
Before the end of May, the per capita financial subsidy for residents’ medical insurance increased in 30 yuan
The government work report in 2021 proposed that the per capita financial subsidy standards for residents’ medical insurance and basic public health services should be increased in 30 yuan and 5 yuan respectively.
According to the Opinions on Division of Labor, this work is led by the Ministry of Finance, the National Health and Wellness Commission and the National Medical Insurance Bureau, and relevant policies will be issued before the end of May, which will continue to be promoted during the year.
After the upward adjustment, the per capita financial subsidy standard for residents’ medical insurance will reach 580 yuan per person per year; The per capita financial subsidy standard for basic public health service funds reaches 79 yuan per person per year.
Outpatient expenses should be included in the overall fund reimbursement policy before the end of May.
The 2021 government work report proposes to establish and improve the outpatient mutual aid guarantee mechanism, and gradually include outpatient expenses in the overall fund reimbursement.
According to the Opinions on Division of Labor, this work is led by the National Medical Insurance Bureau, and the Ministry of Finance is responsible for the division of responsibilities. Relevant policies will be issued before the end of May and will be continuously promoted during the year.
In August, 2020, the National Medical Insurance Bureau issued the Guiding Opinions on Establishing and Perfecting the Outpatient Mutual Aid Guarantee Mechanism for Employees’ Basic Medical Insurance (Draft for Comment), establishing and perfecting the overall guarantee mechanism for general outpatient medical expenses, starting with chronic outpatient diseases with heavy burdens such as hypertension and diabetes, and gradually bringing the general outpatient medical expenses with frequently-occurring and common diseases into the payment scope of the overall fund. The general outpatient service covers all employees’ medical insurance participants as a whole, and the payment ratio starts from 50%. (Reporter Li Jinlei)